The real estate listing information is provided by California Regional MLS, Inc. andor CARETS® for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing or leasing. Any information relating to a property referenced on this web site comes from the Internet Data Exchange (IDX) program of the California Regional MLS, Inc. andor CARETS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker andor agent who owns the web site. Information is deemed reliable but not guaranteed, and consumer is responsible for verifying the accuracy of all information.
5 TIPS FOR BUYING A HOME
Looking to buy a home? Here are five essential tips for making the process as smooth as possible.
Get your finances in order.
Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next cheap air max online , find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house.
Find a house you can afford.
As with engagement rings, there’s a general rule of thumb when it comes to buying a home: two-and-a-half times your annual salary. There are also a number of tools and calculators online that can help you understand how your income, debt, and expenses affect what you can afford. Don’t forget, too, that there are lots of considerations beyond the sticker price cheap nike air max , including property taxes, energy costs, etc.
Hire a professional.
While the Internet gives buyers unprecedented access to home listings and resources, many aspects of the buying process require a level of expertise you can’t pick up from surfing the web. That’s why you’re better off using a professional agent than going it alone. If possible, recruit an exclusive buyer agent, who will have your interests at heart and can help you with strategies during the bidding process.
Do your homework.
Before making a bid cheap air max , do some research to determine the state of the market at large. Is it more favorable for sellers or buyers? Next, look at sales trends of similar homes in the area or neighborhood. Look at prices for the last few months. Come up with an asking price that’s competitive, but also realistic. Otherwise, you may end up ticking off your seller.
Think long term.
Obviously, you shouldn’t buy unless you’re sure you’ll be staying put for at least a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not wholesale air max online , this will have an impact on your new home’s resale value down the line. When it comes to the house itself, you should hire your own home inspector, who can point out potential problems that could require costly repairs in the future.
TOKYO, March 18 (Xinhua) -- U.S. first lady Michelle Obama arrived in Tokyo Wednesday on her first trip to Japan during which she is expected to announce a partnership between both countries on supporting girls' education in developing countries.
The first lady, who alighted a U.S. government plane at Tokyo's Haneda airport, was all smiles wholesale air max shoes , replete in a stunning yellow dress that was perfectly fitting for the spring climes that have graced the capital city in the last few days.
Before heading to Cambodia on Friday, the second leg of her tour, the first lady, without her husband U.S. President Barack Obama and her two daughters, is scheduled to meet Japanese Prime Minister Shinzo Abe and his wife Akie separately in meetings on Thursday.
The first lady, who did not travel with the U.S. president during his visit to Japan in April last year wholesale air max mens , came ahead of Abe's planned departure for Washington during the Golden Week holidays here at the end of March through to the early May.
Along with Akie Abe, Michelle will address a group of female university students Thursday about the importance of female education in the world, in a series of events to help showcase the "Let Girls Learn" initiative launched by the first lady earlier this month.
Under the auspices of the U.S. Agency for International Development (USAID), the initiative seeks to spread the message of the importance of education for girls and women and their right to it, regardless of their economic, religious wholesale air max womens , cultural or geographical situations and circumstances.
"Globally 62 million girls are not in school. As a girl grows older the fight to get an education becomes even harder. Her family must be willing to pay school fees. She risks long, unsafe walks to school. She may be forced to marry. And she often lacks access to healthcare and the support she needs to learn," the USAID said in a statement.
The "Let Girls Learn" initiative is also endorsed by a slew of Hollywood A-listers, including Alicia Keys, Amy Brenneman, Anne Hathaway wholesale nike air max , Kelly Osbourne, Moby, Nick Cannon, Nikki Reed and Shonda Rhimes, to name just a few. All of whom give rousing accounts of the injustices around the world when it comes to female education, as well as give appalling accounts of brave young females who gave and lost their lives in the pursuit of education.
"Medical complications from pregnancy and childbirth are the leading cause of death among adolescent girls in developing countries. Almost 60 percent fewer girls would become pregnant under 17 years in sub-Saharan Africa and South and West Asia if they all had a secondary education wholesale air max ," the statement concludes.